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Last summer, the Department of Veterans Affairs brought together 80 women veteran business owners for a six-month boot camp hosted by PenFed and the VA Office of Small and Disadvantaged Business Utilization (OSDBU). The goal: teach them how to grow their businesses.

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The Medicare Part B monthly premium is going up in 2022 by $21.60, one of the biggest increases ever. The reason for it, they say, is the massive cost of a new Alzheimer’s drug, Aduhelm.

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Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows.

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ortation as early as the 1820s, long before the modern motor was invented. They had horse-power — live horses pulled the bus. By the 1830s, buses were powered by steam, and in 1882, the first electric bus was introduced.

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During the holiday season, shoppers everywhere are hunting for great bargains and unique items online. Today’s online marketplaces — where anyone can buy or sell new items — are numerous, offering a wide variety of products. Examples include eBay, Facebook Marketplace, OfferUp and Swappa, ju…

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Do you and your family regularly discuss money matters or do you shy away from the subject? Experts note that money talk taboos are common among American families and that this needs to change.

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Alexander Calder (1898-1976) is best known for his sculpture mobiles, although he also did paintings, jewelry and large outdoor statues. He was the first artist to make a new type of statue of wire and metal that was assembled so it moved with each gust of wind. His creations sell for thousa…

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It’s time for us to be rude on the phone. There, I’ve said it. “Seniors are often targeted because they tend to be trusting and polite.” So says the FBI’s website page describing scams aimed at seniors. I’ve thought this for a long time, having done informal polls among friends, but now it’s…

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Health and safety, shipping delays and a constrained budget — these are just some of the concerns that may be amplifying your shopping stress this holiday season.

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Many of us have used an antique egg cup to hold a boiled breakfast egg, but few have ever seen an egg cup frame with six egg cups and spoons made of sterling silver over 200 years ago. New Orleans Auctions had many unusual serving pieces in an auction, and the rare 7-inch-high by 8-inch-wide…

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The pandemic has changed our lives in numerous ways. As a result of all the upheaval, many people are reassessing their priorities and thinking about early retirement. According to Pew Research, 28 million baby boomers retired in 2020 and a recent study found 39% plan to retire by 65, while …

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At least five famous mid-century modern designers made chairs that looked like large hard-boiled eggs with a cutout for seating space: Arne Jacobsen (1902-1971), Milo Baughman (1923-2003), Peter Ghyczy (1940-) and Charles Eames (1907-1978) are four of them. But the fifth and most famous was …

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Don’t count your money before it’s in hand, of course. But word is that the Social Security increase we see in January could be as much as 6.1%, the largest since 1983.

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When you start thinking about how to achieve financial security, a few basic things probably come to mind: insurance for your car and home; disability insurance in case you’re injured and can’t work; life insurance to protect your family in case something happens to you. But there’s one impo…

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What does paying for college during life’s “new normal” and current economic climate look like? The College Ave Student Loans survey of parents of undergraduate students conducted by Barnes & Noble College Insights found that of those planning to help their child pay for college, 52% sai…

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Vintage but modern-looking plastic radios are popular with collectors today. The art deco design was popular when Bakelite was introduced as the first molded plastic used for radio cases, in 1933. But Bakelite was either brown or black, sometimes with a marbleized look, and customers wanted …

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If you’ve lost your job due to the pandemic, to the extent that you know you need a different career, the Department of Veterans Affairs might be able to help. The Veteran Rapid Retraining Assistance Program is in place and accepting applications for education and training from veterans who …

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Whether you’re putting down roots or putting your home on the market, kitchen upgrades make a huge impact. Not only do they have daily “good feeling” appeal for current homeowners, they can offer a great return on investment when it’s time to sell.

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Plastic pollution is not just an eyesore. According to environmental experts, it also affects marine species, accelerates climate change and adversely impacts human health, particularly in low-income communities near plastic production sites, which face greater exposure to toxins and waste a…

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Americans are living longer than ever before, and with continually rising health care costs, the need for a long-term care solution becomes more of a “when” than an “if” situation, according to financial experts, who warn that Americans are largely waiting too long to prepare.

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“Unique” is a word that is often misused by collectors. It means one of a kind. There can never be a unique mass-produced chair but there can be a rare one. More than 20 years ago, the Kovels’ newspaper column featured a table with a top that was made to look like an American flag. A similar…

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A recent Department of Veterans Affairs press release about a study of homelessness among veterans said it found “issues related to financial strain are significant risk factors for becoming homeless.” Those types of financial strain, it said, are debt, unemployment, lower income and financi…

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What may have started as a deal too good to pass up could end up costing you for months to come. Costly subscription services could be charging your debit or credit card monthly and if you don’t keep close tabs on your accounts, you may not even be aware.

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A reader sent us a picture of an item in an auction catalog that looked like a cookie jar decorated with racing horses, but it had a strange lid. What else could it be? Why horses on a cookie jar? The lid and the size, 7 inches high, are clues. The jar is a humidor, a container for cigars, c…

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Nobody wants to think about it, but the need for life insurance is a fact of life. And now the cost of life insurance for veterans is dropping, opening the door for more of us to be able to afford it.

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If you contribute a portion of your income to a 401(k), you may think you’re all set for a comfortable retirement. Experts say it’s important to take a closer look at these savings.

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What is “tramp art”? There is folk art, regional art, naive art, fine art and other very special names for groups of collectibles and antiques, but tramp art is probably the latest one to become popular. Tramp art has been made for many years, but the name was invented by a folk-art author i…

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The Department of Veterans Affairs, which recently announced an extension of home loan forbearance (delaying collections until June 30), has now added to the list of available financial help. Due to the pandemic, debt collection of VA benefits overpayments and medical copayments has been sus…

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With mortgage rates hovering near three percent, experts say there are still a number of homeowners who could benefit from refinancing. In fact, borrowers who refinanced in 2020 to lower their mortgage rate saved over $2,800 in mortgage payments annually, according to the latest Freddie Mac …

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Stoves were often the largest objects in the room of 18th- and 19th-century homes. They were needed for heat and cooking. Cast iron stoves came in many styles, most cast with curlicues and pictures formed by a mold. Special stoves had extra trim, a few tiles on the front or a complete set of…

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With every technological advancement comes a burst of innovation that can’t always be anticipated. For example, the leap to 4G led to innovations like ride-sharing, music streaming and contactless payments. Some aspects of the 4G move helped spur the U.S. economy to recovery after the 2008 r…

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You know it’s getting bad when local police chiefs go on the nightly news to warn against scams. That’s what is happening in my area, and possibly in yours. Scammers are going all out to steal your information, money and identity, and they’re using the COVID vaccine as their tool.

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As you look ahead to doing your taxes this year, there are a number of myths you may think are true for the 2020 tax year. If so, you are not alone — tax myths and misinformation are more common than you may think. And unfortunately, these myths can be costly if they lead to mistakes on your taxes.

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Children’s toys are valuable records of what life was like in the past. From about 1880 to 1914, inexpensive, mechanical lithographed tin toys known as “penny toys” were popular and affordable in America. A toy rickshaw with a driver and a lady in a small cart was made by George Fischer of N…

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It doesn’t matter if you’ve been out for years or are just now separating from the service, the Department of Veterans Affairs has a gift for you: the VA Welcome Kit. It’s something every veteran needs to have on hand for current information you need now or things that can come up over the years.

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Most glass bottles identified the contents inside with embossed letters on the container or a paper label. But a special group, usually apothecary bottles or special gifts, were made with “labels under glass.” The medical bottles usually had a label with a black name written in a fancy type …

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A quarter of a million of us leave the service every year, and where do we go? If our last duty station was in a great place, we might just put down roots and stay. Some of us go home. And some of us have no idea where to go.

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Whether or not you stayed up to mark the new year, an expensive reality hits many Americans on Jan. 1: medical insurance deductibles reset to zero and out-of-pocket costs go up. Along with co-pays and coinsurance, those out-of-pocket costs can put essential medications out of reach. Many peo…

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The pandemic changed our travel habits considerably, and forced us to reconsider how we get around safely. For example, the latest Hankook Tire Gauge Index found that three-quarters of Americans don’t feel comfortable taking public transportation because of the coronavirus pandemic, leading …

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There has always been a need to tell time, and early methods — sundials, hourglasses, water clocks or even large arrangements of stones and shadows — were not accurate. The first mechanical clocks were invented in the 14th century, the pendulum clock in 1656, and by the 1700s there were many…

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With heightened restrictions imposed statewide to mitigate the spread of COVID-19, The Salvation Army has removed all its iconic Red Kettles from storefronts across the state. “We were already estimating a nearly 50 percent decrease in funds raised due to economic impacts from the virus,” sa…

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The news is out. Our Social Security benefit increase starting in January 2021 will be less than it was for 2020.

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Just imagine: Holiday shopping is behind you, the eggnog has officially worn off and the seasonal coffee drinks have lost their allure. A new year is beginning and it’s time to prepare.

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When it comes to saving money, it helps to cut out smaller expenses that add up over time — like frequent lunch dates, unused gym memberships or online subscriptions. But if you really want to make a dent in your budget, you need think bigger.

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Ever wonder when rubber boots replaced shoes on rainy days? Hessian soldiers wore leather boots, and Arthur Wellesley, the first Duke of Wellington, decided boots made of rubber would be more useful and keep feet drier. Charles Goodyear had vulcanized natural rubber in the 1850s to make tire…

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A data breach occurred at the Department of Veterans Affairs when thieves attempted to divert medical payment funds at the Financial Services Center away from community health care providers that take care of veterans outside the VA. The minute the techies noticed the breach, they took it of…

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On November 19-22, the Friends of Folk Art, in partnership with the Museum of New Mexico Foundation, will host World of Treasures, an online auction of collectors’ quality folk art, fine art and distinctive experiences that will appeal to all tastes and budgets. More than 100 items will be o…

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The COVID-19 pandemic has hit many people hard financially. From furloughs to job loss and from strict budgets to depleted savings, people are making adjustments. It’s important to stay focused on your financial well-being and take simple steps so you can recover and thrive.

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Emile Galle is a famous artist, a leader of the Art Nouveau movement in France in the mid-1800s. He started his art while working at his father’s furniture and pottery factory. By 1877, he managed the factory and started making clear glass. He soon developed a style of his own making vases o…

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Financial literacy is an important component of STEAM learning and a building block of a comfortable future. Unfortunately, many schools have limited programs. But there’s good news — not only can parents impart money-smarts at home, they can make it so fun kids won’t even realize they’re learning!