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The Department of Veterans Affairs, which recently announced an extension of home loan forbearance (delaying collections until June 30), has now added to the list of available financial help. Due to the pandemic, debt collection of VA benefits overpayments and medical copayments has been sus…

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With mortgage rates hovering near three percent, experts say there are still a number of homeowners who could benefit from refinancing. In fact, borrowers who refinanced in 2020 to lower their mortgage rate saved over $2,800 in mortgage payments annually, according to the latest Freddie Mac …

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Stoves were often the largest objects in the room of 18th- and 19th-century homes. They were needed for heat and cooking. Cast iron stoves came in many styles, most cast with curlicues and pictures formed by a mold. Special stoves had extra trim, a few tiles on the front or a complete set of…

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With every technological advancement comes a burst of innovation that can’t always be anticipated. For example, the leap to 4G led to innovations like ride-sharing, music streaming and contactless payments. Some aspects of the 4G move helped spur the U.S. economy to recovery after the 2008 r…

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You know it’s getting bad when local police chiefs go on the nightly news to warn against scams. That’s what is happening in my area, and possibly in yours. Scammers are going all out to steal your information, money and identity, and they’re using the COVID vaccine as their tool.

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As you look ahead to doing your taxes this year, there are a number of myths you may think are true for the 2020 tax year. If so, you are not alone — tax myths and misinformation are more common than you may think. And unfortunately, these myths can be costly if they lead to mistakes on your taxes.

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Children’s toys are valuable records of what life was like in the past. From about 1880 to 1914, inexpensive, mechanical lithographed tin toys known as “penny toys” were popular and affordable in America. A toy rickshaw with a driver and a lady in a small cart was made by George Fischer of N…

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It doesn’t matter if you’ve been out for years or are just now separating from the service, the Department of Veterans Affairs has a gift for you: the VA Welcome Kit. It’s something every veteran needs to have on hand for current information you need now or things that can come up over the years.

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Most glass bottles identified the contents inside with embossed letters on the container or a paper label. But a special group, usually apothecary bottles or special gifts, were made with “labels under glass.” The medical bottles usually had a label with a black name written in a fancy type …

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A quarter of a million of us leave the service every year, and where do we go? If our last duty station was in a great place, we might just put down roots and stay. Some of us go home. And some of us have no idea where to go.

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Whether or not you stayed up to mark the new year, an expensive reality hits many Americans on Jan. 1: medical insurance deductibles reset to zero and out-of-pocket costs go up. Along with co-pays and coinsurance, those out-of-pocket costs can put essential medications out of reach. Many peo…

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The pandemic changed our travel habits considerably, and forced us to reconsider how we get around safely. For example, the latest Hankook Tire Gauge Index found that three-quarters of Americans don’t feel comfortable taking public transportation because of the coronavirus pandemic, leading …

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There has always been a need to tell time, and early methods — sundials, hourglasses, water clocks or even large arrangements of stones and shadows — were not accurate. The first mechanical clocks were invented in the 14th century, the pendulum clock in 1656, and by the 1700s there were many…

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With heightened restrictions imposed statewide to mitigate the spread of COVID-19, The Salvation Army has removed all its iconic Red Kettles from storefronts across the state. “We were already estimating a nearly 50 percent decrease in funds raised due to economic impacts from the virus,” sa…

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The news is out. Our Social Security benefit increase starting in January 2021 will be less than it was for 2020.

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Just imagine: Holiday shopping is behind you, the eggnog has officially worn off and the seasonal coffee drinks have lost their allure. A new year is beginning and it’s time to prepare.

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When it comes to saving money, it helps to cut out smaller expenses that add up over time — like frequent lunch dates, unused gym memberships or online subscriptions. But if you really want to make a dent in your budget, you need think bigger.

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Ever wonder when rubber boots replaced shoes on rainy days? Hessian soldiers wore leather boots, and Arthur Wellesley, the first Duke of Wellington, decided boots made of rubber would be more useful and keep feet drier. Charles Goodyear had vulcanized natural rubber in the 1850s to make tire…

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A data breach occurred at the Department of Veterans Affairs when thieves attempted to divert medical payment funds at the Financial Services Center away from community health care providers that take care of veterans outside the VA. The minute the techies noticed the breach, they took it of…

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On November 19-22, the Friends of Folk Art, in partnership with the Museum of New Mexico Foundation, will host World of Treasures, an online auction of collectors’ quality folk art, fine art and distinctive experiences that will appeal to all tastes and budgets. More than 100 items will be o…

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The COVID-19 pandemic has hit many people hard financially. From furloughs to job loss and from strict budgets to depleted savings, people are making adjustments. It’s important to stay focused on your financial well-being and take simple steps so you can recover and thrive.

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Emile Galle is a famous artist, a leader of the Art Nouveau movement in France in the mid-1800s. He started his art while working at his father’s furniture and pottery factory. By 1877, he managed the factory and started making clear glass. He soon developed a style of his own making vases o…

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Financial literacy is an important component of STEAM learning and a building block of a comfortable future. Unfortunately, many schools have limited programs. But there’s good news — not only can parents impart money-smarts at home, they can make it so fun kids won’t even realize they’re learning!

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Amid the COVID-19 pandemic, many Americans are looking into new life insurance coverage or taking a closer look at their existing coverage to make potential updates, according to a new survey.

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Online car buying has become more popular in recent years. Instead of having to go out to visit dealer lots, car shoppers have found it’s easy to look at inventory, set up test drives, secure financing, negotiate price and complete the purchase — all online, from the comfort and safety of home.

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When it comes to selecting a personal loan, making the right choice is essential, particularly when you’re in a tight financial spot or have imperfect credit and fewer options.

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There have been many studies on why people do or don’t collect. Do they hoard to replace something that was missing in their life — a loving parent, perhaps? Is it an obsession, like gambling? Or is it interest in research on history or art and the emotions they create? Many decorators in th…

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Americans are spending more time at home, which means they’re likely spending more time online. While their attention is focused on staying healthy, they shouldn’t forget to stay vigilant about cybersecurity either.

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Many people may avoid estate planning because they think it can be put off until later in life. But experts agree that adults of any age should have a plan in place to make sure their financial affairs are in order after they pass on, or in case they are incapacitated. A complete and thought…

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Heading off to college is exciting, and a time full of endless possibilities. However, circumstances have changed for many American families over the past several months as a result of the COVID-19 pandemic, and you may be wondering how you will pay your upcoming college tuition bill and oth…

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Nantucket baskets have been popular purses and collectibles since the 1940s. The first baskets on Nantucket Island were made by the Wampanoag Indians, but they were not like the later Nantucket baskets.

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Q: I spend quite a bit of money each year on my two Corgis: veterinary care, grooming, toys and a pet sitter. They’re also registered as therapy pets — so they earn their keep! With all that I spend, why can’t I write off pet care on my taxes?

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These uncertain times are forcing more people to reexamine finances and rewrite their household budgets. According to the Pew Research Center in a survey conducted soon after the COVID-19 crisis began, 33% of Americans either lost their jobs or suffered a pay cut or reduction in work hours. …

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This elaborately decorated puzzle pitcher was made in Budapest, Hungary. In 1839, Moritz Fischer bought a factory that had been operating in Herend, Hungary, since 1826. He started making dinner sets for Hungarians because the old sets from Europe and the Far East were no longer available. T…

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Rising unemployment, mandatory stay-at-home orders, and an overburdened health care system are causing a perfect storm for breast cancer patients who have concerns or need care, according to the experts at Susan G. Komen.

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Unfortunately, during times of hardship, families are often targeted by fraud artists attempting to take advantage of those needing assistance. The COVID-19 crisis is no exception, with many scammers pretending to extend a critical lifeline to struggling homeowners through so-called “foreclo…

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As early as the 17th century in America, members of fraternal clubs often voted at their meetings without paper ballots. Decisions often required a simple majority, but sometimes had to be unanimous: Just one “no” vote could scuttle a project. So, they used a blackball box instead of paper b…

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Thanks to The Bipartisan Budget Act of 2018, the Internal Revenue Service has come up with a tax filing form just for us: Form 1040-SR, the tax return for seniors.

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Financial experts agree that no one is completely immune from risk when a recession occurs, and that an economic downturn can have a significant impact on your personal and financial situation. However, they also agree that it is important to avoid panicking and to remain focused on your lon…

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If you’re in the market for a smartphone, tablet, smart watch or other gadget, you may be preparing to pay through the nose. Experts say that you don’t have to go broke on tech if you shop wisely.

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I’ll be worse off financially this year, despite the Social Security increase we just received. I won’t be the only one.

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Did you know that one in four Americans keep their cars for an average of seven years or more? Nearly another third (29 percent) say they typically own their car for three to four years. With Americans keeping their vehicles on the road for the better part of a decade, it’s important to impl…

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Medicine has come a long way since the early 1800s, when phrenology was an accepted theory of diagnosis. It was said that each bump on your head covered a part of the brain that controlled a personality trait, like self-

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Climate change may be one of the most daunting issues of our time, but small actions do add up to a positive difference. While complex problems demand complex solutions, one thing is simple: every individual can reduce their own water and carbon footprint through small behavior changes. Here…

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d worst states for retirement pegs Nebraska, Iowa, Missouri, South Dakota and Florida as the top five. It’s easy to just take a list such as this and call the movers, but it’s the details that matter.

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You may not want to consider a time when you might not be able to fully take care of yourself, but the reality is there is almost a 70 percent chance someone turning 65 today will need some type of long-term care service and support in his or her lifetime, according to the U.S. Department of…

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At the same time that Americans are feeling the financial pinch of the holidays, they’re gearing up for 2020, with their top two goals being to save more and increase their credit scores, according to a national consumer survey by Experian.

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If you are like many people, your winter wardrobe requires a bit of extra care. Between fine cashmere sweaters, favorite woolen outerwear and your snazziest cocktail attire, your special care garments should look as crisp at the end of the season as they do today.