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We’ve all heard those time-tested ways to save money — dine out less, sign up for rewards programs or switch off the lights when you leave the room. But in today’s digital world, there are some great ways to save that you may not have thought about.

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Remodeling your home can be one of the most exciting projects to undertake. Whether you’re thinking about a bathroom update, kitchen overhaul or a new room addition, planning and setting realistic expectations are critical in ensuring your project goes as smoothly as possible.

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For many families, the holiday season is the most expensive time of year. Americans spent over $707 billion dollars during the 2018 holidays, according to the National Retail Federation, and it would be no surprise for spending to increase in 2019.

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Sure, the little black dress is a staple of holiday parties this time of year. It can be dressed up or down, and it is the epitome of understated elegance. But it’s not the only option for fashionable women.

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In ancient Egypt, a rich man would not write his own letters but would travel with a scribe who wrote his letters for him. The scribe used a crude pen that had to be dipped in ink; he carried it on a stone with a slight hollow. As more learned to write, the ink holders became fancier, and ca…

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If you’re a veteran and are a victim of domestic violence, the Department of Veterans Affairs can help you with housing and support services if you need to flee. If you have children, this includes them. If you are a senior veteran, elder abuse is included in the definition of domestic violence.

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Whatever industry you work in and no matter what your role is, it’s possible you have wondered how emerging technologies will affect your job in the years to come or whether you’ll even have to switch careers entirely at some point.

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As the days get shorter and the weather turns chilly, it’s time to prepare your home for the winter months ahead. Beginning preparations early can help lower energy bills, increase the efficiency and lifespan of your home’s components and make your property safer overall.

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Fall means family outings and spending time outdoors. Amid all the fun, it’s important to be conscious of your environmental impact. One small way you can be a force for positive change is by properly disposing of old rechargeable batteries once they no longer power devices. You probably don…

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Grab your calculator. Those in the know are making an educated guess about the amount of our Social Security increase for 2020. The Senior Citizens League estimates that the increase will be 1.6%, below the raise we got last year. This will mean an average net gain of $23.40 per month for th…

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There are more than 300,000 professional financial advisors in the U.S. It’s fair to say that a majority are dedicated to helping their clients achieve their financial goals. However, some unethical individuals seek to take advantage of clients’ trust and lack of financial knowledge to benef…

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Antique handmade game boards are popular as decorations in homes filled with folk art. Most are for chess or checkers, and the square boards look important in a group on the wall. But there also are game boards that are other shapes. The game “Pope Joan” was popular in the 18th century and s…

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From fitness apps monitoring daily activity to calendar apps that send appointment reminders, having high-quality, real-time information in the palm of your hand can be an effective way to stay accountable to your goals. So if you’re looking to better manage your money, it may be time to con…

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With more people nationwide opting to create their own businesses or work for their employer remotely, the home office has become one of the most used spaces of the house, with many people spending more than eight hours a day in this room. If you’re one of these people, the kitchen table jus…

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It’s that time again. Every year we have the opportunity to make changes to our Medicare plans between Oct. 15 and Dec. 7. We have the option of changing from original Medicare to an Advantage plan, or vice versa, or changing to a different Advantage plan. We also can change our Medicare Par…

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Plastic pollution is a crisis for communities, oceans and waterways, according to environmental experts, who point out that supermarkets — as major contributors to the growing problem — are in an important position to acknowledge and address the issue.

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The homeownership rate among married couples in the U.S. is 80 percent, according to recent data reported by Statista. But what if something were to happen to you or your spouse? Would the person left behind still be able to afford the mortgage?

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In today’s workplace, many employers have abandoned strict dress code policies, providing employees with more flexibility to dress casually.

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During the late 18th century, the very rich made a long trip to Europe to admire the architecture and art of Europe, including the ruins of past civilizations. The town of Pompeii was a major attraction. It had been covered with ash and lava in 78 A.D. and forgotten until 1748, when it block…

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The average American household now has nine Internet-enabled devices to connect to the Internet, watch movies or television shows, or “smarten” the thermostats, doorbells or nanny cams. These products let people save energy, buy groceries, connect with family members and access a seemingly l…

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I’ve got some great ideas for starting off the new school year by shopping on a budget for your weekly work-and-school lunches. Try using some of these tips each week, and soon you should see some relief in your grocery bills while creating healthy, food-safe lunches for the whole family!

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The scammers sure have been busy. Is there no end to their creativity?

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As the popularity and availability of electric vehicles (EV) continues to grow in the U.S., a new survey suggests that many consumers still have a lot to learn about the technology.

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This Mexican chair with its leather sling seat is known as a Campeche chair. The style was inspired by a Roman magistrate’s chair, which had a similar shape and sloping seat. More recent Campeche chairs were made in the 19th century in Latin America, the Caribbean, Spain, the Balearic Isles …

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Teaching your kids to be financially savvy could help them to be financially confident and successful in the future. As credit card debt and low retirement savings continue to frustrate many Americans, you can help your kids steer clear of these and other financial pitfalls by talking to the…

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Smartphone, tablet, laptop, desktop, GPS device — are you drowning in digital clutter? If so, you’re not alone. Americans spend more than 43 hours per week on a variety of devices, and nearly half (47 percent) have one or more devices they no longer use at all, a survey by Intel discovered. …

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Glass candleholders can make a nice storage for bathroom items like cotton swabs and cotton balls, even small products can be organized into these pretty holders.

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Think about how much time you and your family spend inside versus outside. From your home to the car to work and to school, it’s not uncommon that the majority of your day is spent indoors. This modern phenomenon means increased exposure to indoor air pollution.

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During the summer, the wonderful coolness of our air-conditioned homes is comforting until the whopping energy bill arrives. The American Lighting Association (ALA) offers the following easy ways to use less energy and save money.

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We know it’s important to have cash available for our everyday spending needs as well as the inevitable “rainy day.” While it may seem like a good problem to have, having too much of your savings sitting in cash can be an issue, especially when you are investing for long-term goals such as r…

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A recent visit to Budget Blinds in Rio Rancho proved to be not only informative but unexpectedly fun. Owners Jared Munoz and Dale Sapp have been serving as expert consultants on window coverings and other interior dilemmas for the past 14 years. They pride themselves on having a no-pressure …

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It’s summer in Albuquerque, and there’s no better time to gather with friends and family in the beautiful evenings. To create an ideal outdoor setting for socializing, look no further than Albuquerque’s Jeebs and Zuzu, a full service architecture, design and construction firm. Recently, the …

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In Albuquerque, summertime is synonymous with sweltering temperatures. For many homeowners, the evaporative cooling systems that were commonly used for years just aren’t keeping it cool anymore. This is where Mario LoPrinzi and his team at Axiom Home Services can step in to help residents be…

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Watering grass is totally different than watering shrubs, perennials and trees. Watering new plantings versus mature plantings is very different, also.

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Almost 100 million Americans will go on a family vacation sometime this year, and nearly half of them will choose to make it a road trip, according to the American Automobile Association (AAA).

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The ancient Greeks figured out that Earth was round about 2,500 years ago. But the oldest surviving globe showing our planet was made in 1492 by Martin Behaim of Germany. The first globe to show the Americas was made in 1507. Early globes were made of paper glued to a sphere. The paper was c…

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I spent the first few years as a landcape designer learning plants and creating a plant list to use in my designs. But I’ve spent the past couple of decades removing plants from that list.

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After four decades in the plumbing, heating and air conditioning business, family-owned and operated Sunshine Plumbing & Heating Inc. has perfected their approach to business. “We treat our customers the way we would want to be treated — with fairness and honesty,” explains owner Joseph …

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When Dan Monaghan wanted to transform his backyard into his own personal oasis, he called the company he knew would serve him best — Southwest Greens, a local turf company run by brothers Scott and Steve Forster. And Dan’s experience with the skilled crew went beyond his expectations. “It wa…

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Homeowners and sellers looking for smart solutions to beautify their homes —―especially those that won’t break the bank —―have found their solution with Get A Grip. The company is known for its quick and easy resurfacing of kitchen and bathroom surfaces.

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For many people pets are a part of the family. Owning a pet can be a rewarding experience, but also an important responsibility. Fortunately, there are preventative measures that can be taken to help keep pets healthy.

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While most people might know that energy efficiency is an important consideration when purchasing appliances or mechanical systems for the home, you may care to consider how your interior design choices can also affect energy efficiency.

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In this age of DIY, many outdoor home projects look doable. The truth is, plenty of outdoor projects tackled by homeowners to save money are better left to landscape professionals. When attempting these projects on their own, homeowners soon realize that some jobs require more knowledge and …

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In today’s world, lenders use many different types of credit scoring models. There are virtually hundreds of different models out there for lenders to choose from.

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With more Americans going green than ever before, you've probably already started thinking about doing it yourself. Perhaps you've increased your recycling efforts, started using more eco-friendly appliances and light bulbs or upgraded to other greener technology options. Chances are, you al…